Project profile — Inclusive Financing of the Agricultural Sector (INCLUSIVE)


IFAD - International Fund for Agricultural Development (41108)
2020-03-02 - 2024-12-31
Global Affairs Canada
WGM Africa

Country / region 

• Mali (100.00%)


• Food crop production:
Food crop production (31161) (40.00%)
Agricultural financial services (31193) (40.00%)
Agricultural co-operatives (31194) (20.00%)

Policy marker 

• Gender equality (significant objective)
• Environmental sustainability (cross-cutting) (not targeted)
• Participatory development and good governance (significant objective)
• Trade development (not targeted)
• Biodiversity (not targeted)
• Climate change mitigation (not targeted)
• Climate Change Adaptation (not targeted)
• Urban issues (not targeted)
• Desertification (not targeted)
• Children's issues (not targeted)
• Disaster Risk Reduction(DRR) (not targeted)
• Youth Issues (significant objective)
• Indigenous Issues (not targeted)
• Disability (not targeted)
• Nutrition (significant objective)
• ICT as a tool for development (not targeted)


This project aims to improve the financial inclusion of the rural poor and of organizations and enterprises (especially female) excluded from the mainstream financial system in order to increase their resilience to climatic, social and economic shocks. The project also aims to promote a sustainable transformation of agricultural value chains and economic partnership between actors in the agricultural sector, including women and youth, producers’ organizations, and small and medium agricultural enterprises. Project activities include 1) promotion of adapted agricultural financial services to small producers, including products that specifically meet women's needs; 2) digitalization of financial services; 3) provision of financial education and support to various target groups to facilitate access to loans; 4) promotion of gender equality and inclusion among organizations and poor populations; 5) provision of technical assistance to the Cellule de contrôle, the Centre de promotion et d’appui and to the Association professionnelle des systèmes financiers décentralisés; 6) strengthening the organizational capacities of producer organizations through training on organization, governance and the animation of a collective structure. The project aims to reach 400,000 direct beneficiaries (50% of whom are women and 50% of whom are young people aged 18 to 40) in the regions of Kayes, Koulikoro, Mopti, Ségou and Sikasso.

Expected results 

The expected outcomes for this project include: (1) increased access of small producers and their organizations to appropriate and innovative financial services; (2) an improved institutional environment for decentralized financial systems; and (3) more productive, profitable and sustainable partnerships between producer organizations and the private sector and decentralized financial systems.

Results achieved 

Results achieved as of December 2021 includes: (1) the recruitment and training of 15 local non-governmental organizations for the socio-economic empowerment of disadvantaged groups; (2) the training and awareness-raising of 169,571 members of disadvantaged groups, namely 129,883 women. The information covered financial and digital education, climate and environmental education, gender, and nutrition in four of the five project intervention regions; (3) the creation and financing of 4,891 business plans for income-generating activities for youth, including 2,296 for young women (47%); (4) the creation of 207 rural microenterprise business plans for funded youth, including 68 for young women (32.85%); and (5) the training 1,502 producers, including 502 women, in governance and financial education. 70 of these women also received training on shea butter production; (6) the supply of producers, small materials, and production and post-production equipment to 8,361 producers (including 1,010 women). These producers of maize, mangoes, cashew nuts, sesame, and milk come from 108 agricultural producer organizations; (7) the formation of 13 business partnerships between agricultural producer organisations and small and medium-sized agricultural enterprises. The result: the obtainment of funding for their business plan; (8) the training of 1,663 members of disadvantaged groups on climate change and the environment.

Budget and spending 

Original budget $3,000,000
Planned disbursement $3,000,000
Transaction Date Type Value
02-07-2024 Disbursement $3,000,000
Country percentages by sector
Type of finance Aid grant excluding debt reorganisation
Collaboration type Bilateral
Type of aid Contributions to specific-purpose programmes and funds managed by implementing partners
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